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Personal Loan

 Applicant qualifications

- Aged 18 or Hong Kong permanent residents
- Employed by companies serving a minimum of 3 months
- The necessary documents
- Hong Kong Identity Card
- Proof of address
- Salary certificate (for example: payroll slips, tax, mandatory documents)
- Recent three-month bank statement or savings account


Property Loan

All owners of Private Housing, ( Flats, Tenement building, Factory Building, Retail shop, Office premises, Industry Building、Land etc.) or any self-occupied residential properties are eligible to apply.

- joint ownership of property, either owner can apply for the said loan
- Any various types of property by a second mortgage can be apply
- Applicable to properties with existing mortgage and old properties. No deed is required
- Interest rate offered up to 6%
- Exempt Employment and income proof
- Exempt personal credit history review
- No handling fee
- No valuation fee